Carers
Carer's Allowanceβ¬135ββ¬462/week
Means-tested payment if you care for someone full-time. Since 2 July 2026 the weekly income disregard has been β¬1,000 for a single person and β¬2,000 for a couple, so many more carers now qualify for the full or a partial payment. Already on the State Pension or another payment? You can keep it in full and get Carer's Allowance at half rate on top.
Carer's Support Grantβ¬2,000/yr
An annual, tax-free lump sum for carers, β¬2,000 for each person you care for, paid automatically each June to most recipients.
Domiciliary Care Allowanceβ¬380/month
A monthly payment of β¬380 for a child under 16 with a severe disability who needs care and attention well beyond what a child that age usually needs, expected to last at least 12 months. It is not means-tested and is assessed on the impact of the disability, not the diagnosis. Everyone getting it also receives the annual Carer's Support Grant (β¬2,000) each June. The payment stops when the child turns 16, when they can apply in their own right for Disability Allowance. Both you and the child must be ordinarily resident in Ireland.
Carer's Benefitβ¬271ββ¬406.50/week
A PRSI-based payment if you leave work or cut your hours to care for someone full-time, for up to 2 years. Since July 2026 the income limit for a job you keep alongside it has been β¬1,000 a week (up β¬375), so more working carers can qualify.
Home Carer Tax Creditup to β¬1,950/yr
A tax credit for a married couple or civil partners where one stays at home to care for a child or dependent person.
Joint Assessment for Married Couplesbigger rate band + shared credits
If you are married or in a civil partnership but are still being taxed as a single person, you may be missing out. Joint assessment applies automatically once you tell Revenue you are married, no election needed, and it usually works out best where one spouse earns less than the other: the standard rate band can rise to β¬53,000 for a one-income couple, and most unused tax credits and rate band can be shared between you. If Revenue was never told about the marriage, you stay taxed as a single person indefinitely.
Employing a Carer Tax Reliefup to β¬75,000/yr
If you pay for a carer for yourself or a relative who is totally incapacitated by physical or mental illness, you can claim income tax relief on the cost at your highest (marginal) rate, up to 40%. The relief is the lower of what you actually pay or β¬75,000 a year for each incapacitated person. Where more than one person shares the cost, the β¬75,000 is split between them.
Heating & energy
Fuel Allowanceβ¬38 / week (season)
Help with winter heating costs for eligible households. The 2026/27 season opens in late September.
Additional Needs Paymentone-off help
One-off help with an essential cost you can't meet, like heating or ESB.
Older people
Increase for Living on a Specified Islandβ¬20/week extra
An extra β¬20 a week added to qualifying pensions and payments for people living on the specified offshore islands, a rate unchanged since January 2021. You do not fill in a separate form, it comes automatically with the qualifying payment. If you have moved to an island and it has not appeared, that is worth a phone call.
MyFutureFund (Auto-Enrolment Retirement Savings)1.5%+1.5%+0.5%, rising to 6%+6%+2%
Ireland's new pension auto-enrolment scheme, live since 1 January 2026. If you're aged 23 to 60, earning over β¬20,000 and not already paying into a workplace pension, you're automatically enrolled: you put in 1.5% of pay, your employer matches it, and the State tops up another 0.5%, rising in steps over 10 years to 6% plus 6% plus 2%. Over 800,000 people are already enrolled.
State Pension (Contributory)up to β¬299.30/week
A weekly pension from age 66 based on your PRSI contributions. It is not means-tested, so other income does not reduce it.
Long-Term Carers' Contributions & HomeCaring Periodsup to 20 years of pension credits
If you took time out of paid work to raise your children or to care for someone, these schemes can fill the gaps in your PRSI record so you qualify for a higher State Pension (Contributory). HomeCaring Periods cover time spent caring at home, including children under 12, up to the equivalent of 20 years. Long-Term Carers' Contributions credit each week you gave full-time care once you reach 20 years of caring. You can use both together for periods that do not overlap, and there is no separate form, they are worked out when you apply for your pension.
Voluntary PRSI Contributionsprotects your PRSI record
If you are taking a career break, a year out, or otherwise stepping away from paid work and not claiming a welfare payment, you can pay voluntary PRSI contributions to protect your State Pension (Contributory) record while you are not earning. You need at least 520 paid PRSI contributions already on your record (10 years) and must apply within 5 years of the tax year you last worked or paid PRSI. It only protects long-term benefits like the pension, not short-term ones like Illness Benefit or Jobseeker's Benefit, and it is different from signing on for credits, which needs you to be unemployed and genuinely looking for work.
State Pension (Non-Contributory)up to β¬288/week
A means-tested weekly pension from age 66 for people who do not qualify for the contributory pension. A higher rate applies from age 80.
Benefit Payment for 65 Year Oldsβ¬254 / week
A weekly payment for people who retire at 65, to bridge the gap until the State Pension starts at 66. Based on your PRSI record.
Household Benefits Packageelectricity + TV
Electricity or gas allowance and a free TV licence, mainly for older people.
Free Travel Schemefree public transport
Free travel on public transport for over-66s and others.
Living Alone Increaseβ¬22 / week
An extra weekly payment for people who live completely alone and get certain social welfare payments. Worth β¬22 a week, over β¬1,140 a year.
Telephone Support Allowanceβ¬2.50 / week
An extra β¬2.50 a week, about β¬130 a year, for people who get BOTH the Living Alone Increase and the Fuel Allowance. Paid automatically if you qualify, to help with phone or home-alarm costs.
Age Tax Creditβ¬245 / β¬490
An extra tax credit if you or your spouse are 65 or over: β¬245 for a single person, β¬490 for a couple. Claim it through Revenue myAccount.
Income Tax Exemption for Over-65sβ¬18,000 / β¬36,000
If you or your spouse are 65 or over, you may pay no income tax at all if your total income is under β¬18,000 (single, widowed or a surviving civil partner) or β¬36,000 (married or in a civil partnership), plus β¬575 for each of your first two dependent children and β¬830 for each one after that. If your income is just over the limit, marginal relief can still reduce what you owe. Separate from the Age Tax Credit above, and covers income tax only, not PRSI or USC.
Reduced Rate of USC (Medical Card or Over-70s)0.5% / 2%
If your income is β¬60,000 or less and you are aged 70 or over, or hold a full medical card, you pay a reduced Universal Social Charge: 0.5% on the first β¬12,012 and 2% on the rest, well below the standard top rate.
Dependent Relative Tax Creditβ¬305 / relative
A β¬305 yearly tax credit if you maintain a relative who cannot look after themselves, or an elderly parent. The relative's income must be under β¬18,548.
If you lose your job or your income
Emergency Response Paymentvaries by need
Emergency help from the Community Welfare Service when severe weather like flooding or a storm hits your home, formerly the Humanitarian Assistance Scheme. It runs in three stages: stage one covers immediate needs like food, clothing and fuel with no income test at all, while stages two and three cover essential household contents and structural repairs and are income tested. It was activated for Storm Chandra in January 2026, so it is worth asking about even if you assume you earn too much.
Part-Time Job Incentive Schemeβ¬160.90ββ¬262.40/week
If you have been out of work a long time and take a part-time job of under 24 hours a week, you can swap Jobseeker's Allowance for a flat weekly allowance instead, β¬160.90 if you are single or β¬262.40 with an increase for a qualified adult in 2026. The allowance is not taxable, and you keep looking for full-time work while you are on it.
Community Employment (CE) Schemeat least β¬286.50/week
Part-time community work of 19.5 hours a week for people who have been out of work a long time, built to rebuild experience and routine on the way back to a job. New participants get at least β¬286.50 a week since January 2026 and you keep your secondary benefits, which is the part people worry about most before applying.
TΓΊsat least β¬286.50/week
Close to Community Employment, TΓΊs is a 12-month community work placement of 19.5 hours a week run through local implementing bodies, paying at least β¬286.50 a week since January 2026. You normally need 12 months on a jobseeker's payment first, though some groups, such as people getting Disability Allowance, can join without that wait.
Work Placement Experience Programmeβ¬369/week
A six-month work-experience placement of 30 hours a week with an employer, paid at a flat β¬369 a week plus any increases for a qualified adult or children, with your secondary benefits kept. You need four months out of work if you are under 30 or six months if you are over 30, and people on One-Parent Family Payment, Disability Allowance or Blind Pension qualify straight away with no waiting period.
Household Budget Schemefree service
A free An Post service that takes a fixed amount out of certain weekly welfare payments and sends it straight to your bills, things like local authority rent, ESB, gas or phone. Deductions are capped at 25% of the weekly payment, so it cannot swallow the lot. It is a way of spreading bills rather than extra money coming in.
Jobseeker's Allowanceup to β¬254/week
A means-tested weekly payment, up to β¬254, if you are unemployed and looking for work and do not qualify for Jobseeker's Benefit.
Jobseeker's Benefitup to β¬254/week
A weekly payment, up to β¬254, if you become unemployed and have enough PRSI contributions. If you became fully unemployed since March 2025 you may instead get the new Jobseeker's Pay-Related Benefit, worth up to 60% of your previous earnings.
Jobseeker's Pay-Related Benefitup to β¬450/week
A newer jobseeker's payment linked to what you used to earn, rather than a flat rate, for people whose first day of unemployment was on or after 31 March 2025. With at least 5 years of PRSI it pays 60% of your previous gross weekly earnings (up to β¬450) for the first 13 weeks, then 55% (up to β¬375), then 50% (up to β¬300). With 2 to 5 years of PRSI it pays 50% (up to β¬300) for 26 weeks. The minimum is β¬125 a week. You must be fully unemployed, under 66, and available for full-time work.
Jobseeker's Transitional Paymentβ¬254/week
A payment for lone parents whose youngest child is aged 7 to 13, bridging the gap after One-Parent Family Payment ends. It relaxes the usual jobseeker rule that you must be fully unemployed, so you can work part-time and still get it. The personal rate is β¬254 a week plus a Child Support Payment for each child, and the first β¬165 of your weekly earnings is not counted, with half of the rest assessed.
Supplementary Welfare Allowanceβ¬252/week basic
A basic safety-net payment if you have little or no income, including while you wait for another welfare claim to be processed. Around β¬252 a week for a person aged 25 or over.
After a bereavement
Special Funeral Grantβ¬850
β¬850 towards a funeral where someone died from a work accident, an accident on the direct journey to or from work, or an occupational disease. It sits under the Occupational Injuries scheme, which means only one week of PRSI needs to have been paid, a far lower bar than most PRSI-based payments.
Death Benefits under the Occupational Injuries Schemepensions + funeral grant
Where a death came from a work accident or an occupational disease, or the person was on a disablement pension of 50% or more, the family might qualify for a Bereaved Partner's Pension, an Orphan's Pension and a Funeral Grant. Cohabitants were brought into the partner's pension in July 2025. These are separate from the standard bereaved partner pensions, so it is worth checking which route leaves you better off.
CAT Dwelling House Exemptioninherit a home tax-free
You can inherit the house you live in completely free of inheritance tax if it was your main home for the 3 years before, you own no other property, and you keep living there for 6 years after. Sell within those 6 years without replacing it and the tax is clawed back. Unlike an inheritance, a gift of a house only qualifies if you are a dependent relative. Claimed on the IT38 return.
Bereaved Parent Grantβ¬8,000 once-off
A once-off β¬8,000 payment for a widow, widower, surviving civil partner or surviving cohabitant with dependent children. Formerly the Widowed or Surviving Civil Partner Grant.
Guardian's Paymentβ¬237/week
β¬237 a week for anyone bringing up a child who is not their own. Most people think it only applies when a child's parents have died, and that is the single biggest reason it goes unclaimed. A child also counts if one parent is dead, unknown, or has abandoned them and failed to provide for them, and the other parent is unknown or has abandoned them and failed to provide. That covers a lot of what is called kinship care, so grandparents, aunts, uncles, older brothers and sisters, family friends and neighbours can all claim. You do not need to be a legally appointed guardian, the child just has to live with you and be in your care. Two versions, both β¬237: Contributory if either parent or step-parent ever paid 26 weeks of PRSI, with no means test, and Non-Contributory, means tested on the child's own means rather than yours. Paid until the child turns 18, or 22 in full-time education. You cannot claim this and the Foster Care Allowance together, and neither is taxed.
Bereaved Partner's (Contributory) Pensionweekly payment
A weekly pension for a widow, widower, surviving civil partner or qualified cohabitant, based on PRSI contributions and not means-tested. Up to β¬299.30 a week at 66 or over. Formerly the Widow's, Widower's or Surviving Civil Partner's Contributory Pension.
Bereaved Partner's (Non-Contributory) Pensionmeans-tested weekly
A means-tested weekly pension for a bereaved partner who does not qualify on PRSI contributions.
Widowed Parent Tax Creditβ¬3,600 tapering to β¬1,800
An extra income tax credit for a widowed parent or surviving civil partner with a dependent child, on top of the normal Single Person Tax Credit, for 5 years after bereavement: β¬3,600 in year one, β¬3,150 in year two, β¬2,700 in year three, β¬2,250 in year four, β¬1,800 in year five, then nil. One credit only, no matter how many children you have. Claimed through Revenue myAccount.
If you are leaving domestic abuse
Domestic Violence Travel Supplementtravel costs covered
Covers essential travel costs for people leaving a violent home, including fuel for your own car if you are driving yourself. There is no means test for the first three months and it can be extended for another three months with one. There is no set rate, it is worked out from what you need.
Domestic Violence Leave5 days fully paid leave
Every employee has the right to up to 5 days of fully paid domestic violence leave in any 12-month period, paid at your normal rate. It is time off to deal with the effects of domestic violence, whether that is for yourself or for a close family member: to find somewhere safe to stay, get medical help, go to court, see a solicitor or the GardaΓ, or sort out counselling or supports. It has been law since 27 November 2023. You do not have to give evidence to your employer, and it is separate from sick leave or annual leave.
If you have been the victim of crime
Criminal Injuries Compensation Schemevouched expenses + pain and suffering
State compensation if you were personally injured as a result of a violent crime, or hurt while preventing a crime or saving someone's life. It covers your vouched out-of-pocket expenses (medical, dental, prescriptions, glasses, travel for treatment) and lost earnings, and since a 2025 court judgment it now also covers pain and suffering. You must have reported the incident to the GardaΓ (or GSOC/FiosrΓΊ if a Garda was involved) and apply as soon as possible, ideally within 3 months, though the Tribunal can accept a late application up to 2 years on in exceptional circumstances. No application fee, but legal costs are not reimbursed even if you use a solicitor. Apply to the Criminal Injuries Compensation Tribunal, Department of Justice, or email criminalinjuries@justice.ie.