Irish Grants & Supports

Free · Independent · Ireland

Find the support you might be missing.

A free tool that points you to the Irish grants, payments and supports you may qualify for, each with the official link to apply. Just describe your situation.

Type your situation in your own words, or tap an example

There are hundreds of grants and supports in Ireland.
Most go unclaimed, simply because people never find the ones meant for them.

Who's behind it

Why I built this.

Daniel O'Hara

My name is Daniel O'Hara. I grew up in rural Ireland. A few years ago my dad took on an old derelict house. He spent weeks just trying to work out what help was out there, ringing around, reading through pages and from word of mouth.

What nobody told him was that a grant of up to €70,000 was sitting there for exactly that work. There are many great supports and grants that people may be entitled to but they are scattered across multiple official websites.

I wanted to make this information more accessible and more personalised as every person's situation is different. So I built this free tool to help every person who needs that knowledge and support.

It's just me, no company behind it, working away at it in my own time.

I would love your feedback and if you spot a support I may have missed get in touch with me at hello@irishgrantsandsupports.ie

Or explore everything

Browse every support by category.

313 supports across 18 categories, all checked against official sources.

🏠Buying or building a home
Help to buy, build or get on the ladder · 10
First-time buyers
Help to Buyup to €30,000
Tax rebate for first-time buyers building or buying a new home.
First Home Schemeup to 30% equity
Shared-equity help for first-time buyers of a new home.
Local Authority Home Loangovt mortgage
State-backed mortgage for buyers who can't get a full bank loan.
Affordable & council routes
Affordable Purchase Schemereduced price
Buy a new home below market price; the council takes an equity share equal to the discount, redeemed later. Since July 2026 the government's own campaign material also calls this the Starter Home Purchase Scheme, same scheme, new consumer-facing name, nothing about the terms has changed.
Cost Rental homes~25% below market rent
Long-term homes let at cost, not market rates.
Cost Rental Tenant in Situstay on as a cost-rental tenant
Cost Rental Tenant in Situ (CRTiS). If you are renting privately and your landlord serves a valid notice to end the tenancy because they intend to sell, the State can buy the home through the Housing Agency and let you stay on as a cost-rental tenant at below-market rent. You must not be in a position to buy it yourself, own no other home, be assessed by the local authority as at risk of homelessness, not be getting HAP or RAS, and have a net household income under €66,000 in Dublin or €59,000 elsewhere. Bring your notice of termination to your local authority to start.
Tenant Purchase Schemediscounted buy-out
Lets eligible council tenants buy their home at a discount.
Help with your mortgage
Mortgage to Rent Schemestay as a tenant
If your mortgage arrears are not sustainable you voluntarily hand ownership to your lender, an approved housing body or local authority arrangement takes over and you stay in the same home as a social housing tenant paying a rent based on your income. You keep an option to buy the home back if your finances improve. New limits on home value and positive equity apply since 1 November 2024, and you must be eligible for social housing.
Abhailefree advice
Free debt, financial, legal and insolvency advice if you are in serious arrears on your home mortgage and at risk of losing it. MABS runs it with the Insolvency Service, the Legal Aid Board and the Citizens Information Board, and vouchers pay a professional to advise you so the help costs you nothing.
Mortgage Interest Tax Creditup to €1,250 (€625 for 2026)
A temporary tax credit for homeowners whose mortgage interest rose since 2022. Worth 20% of the increase, up to €1,250 for 2025 and up to €625 for 2026. Your mortgage balance must have been between €80,000 and €500,000 at the end of 2022.
πŸ”¨Doing up an old or empty home
Vacant, derelict and heritage homes · 12
Vacant & derelict
Repair and Leasing Schemerepairs paid upfront
If you own a property that has been vacant for 12 months or more and it suits social housing, the council or an approved housing body pays for the necessary repairs upfront. You lease the property to them for social housing and the repair cost is gradually offset against the rent they pay you, so you do not need the money in hand to bring the place back into use.
Vacant / Derelict Property Grant€50k–€70k
Up to €50,000 to refurbish a vacant home, or up to €70,000 if it is derelict. Once your application is approved you have 13 months to complete the works. A separate, larger grant exists for converting a vacant or derelict commercial building into homes.
Vacant Above the Shop Grantup to €135,000
Converts vacant space above a shop or other commercial premises into a home. Up to €95,000 for the first unit created, plus up to €20,000 each for a second and a third-or-more unit, so a maximum of €135,000 per building. The building must have been built before 2008, the above-shop space vacant for 2 years or more, and the ground floor must stay in commercial use. You must be a named individual or household, not a company, and you need to live in or rent out the finished units for at least 10 years or repay part of the grant if you sell early. Launched April 2026.
Local Authority Purchase and Renovation Loangovernment-backed bridging loan
A government-backed loan that lets a first-time buyer OR a Fresh Start applicant (divorced or separated, or after insolvency or bankruptcy) buy AND renovate a vacant or derelict property in one loan, bridging the gap until the Vacant Property Refurbishment Grant pays out. You must be aged 18 to 70 and unable to get enough finance from a commercial lender, and area property-price ceilings apply (from €415,000 in Dublin down to €310,000 elsewhere). It is a fixed-rate mortgage plus an interest-only bridging loan for the grant amount. Distinct from both the Local Authority Home Loan and the Vacant/Derelict Property Grant, and can run alongside the grant.
Ready to Build sitesup to €30,000 off
Discounted serviced sites in towns and villages to build your own home on, saving up to €30,000.
Living City Initiativeincome tax relief
Income tax relief on the cost of doing up an older property in a designated Special Regeneration Area to live in as your home. Now bigger than most people realise: extended to 31 December 2030, the building age rule widened from pre-1915 to pre-1975 for the residential reliefs, and since 8 April 2026 it covers areas in 11 places, the original six cities plus Athlone, Drogheda, Dundalk, Letterkenny and Sligo. A new Living over the Shop element was also added from January 2026 for converting space above commercial premises.
Structural damage
Pyrite Remediation Scheme100% of remediation cost
Covers the full cost of testing, assessment and repair work if your home was damaged by pyritic heave in the floor hardcore. For owner-occupied homes built between 1997 and December 2013 in Dublin, Kildare, Meath or Offaly, with a Building Condition Assessment showing significant damage. Applications close 30 November 2026.
Defective Concrete Blocks (Mica) Grantup to €462,000
A 100% grant to remediate a home structurally damaged by defective concrete blocks (mica or pyrite in the blocks themselves), up to an overall cap of €462,000 per home. Open to homeowners in Carlow, Clare, Donegal, Limerick, Mayo, Sligo and parts of Fingal, Meath and Wexford (Carlow and parts of Meath were added on 8 July 2026), for your principal private residence or a home you rent out that was registered with the RTB on or before 1 November 2021. The Housing Agency sets the grant for your home case by case. This is separate from the older Pyrite Remediation Scheme, which covers pyritic heave in the floor hardcore in the east of the country.
Interim Remediation Scheme for Fire Safety Defectsfunds emergency fire safety works
Government funding to fix urgent fire safety defects in apartments and duplexes built between 1991 and 2013, where the problem came from a breach of the building regulations that applied at the time. The owners' management company applies to the Housing Agency, not individual owners, and it covers emergency works like fire alarms and detection. It is an interim scheme ahead of a larger statutory redress scheme still being set up.
Heritage & protected buildings
Built Heritage Investment Scheme€2,500–€50,000
Repairs to protected structures and homes in conservation areas. Funded by the Department but administered by your local authority, you apply to your council and the council decides the awards. A competitive grant, not everyone who qualifies gets funding, and it runs on an annual application window, check the official page for when applications are currently open.
Historic Structures Fund€50,000–€200,000
Larger conservation works on significant historic buildings. For 2026 the fund focuses on grants of €50,000 to €200,000; smaller jobs go to the Built Heritage scheme above.
Thatching Grantup to €3,810 (€6,350 medical card)
Towards renewing or repairing the thatched roof of a house you live in: up to €3,810 or two-thirds of the cost, rising to €6,350 (up to 80%) if you hold a medical card, and higher again on the specified offshore islands.
πŸ”₯Energy & warmth
Insulation, heat pumps, solar and free upgrades · 12
Individual upgrades
Insulation grantsup to €8,000
Attic, cavity, internal and external wall insulation.
Windows and Doors Grantup to €5,600
Since 2026 you can get a grant for energy-efficient windows and doors on their own, with no full retrofit needed. The home must be built before 2011 with walls and attic already well insulated, and you must use an SEAI-registered contractor and apply before the work starts.
Heat pump systemsup to €12,500
Toward a heat pump and related upgrades where your home is suitable. Replacing an existing heat pump that hasn't had SEAI support before gets a smaller amount, up to €6,500.
Heating controls€700
Smarter controls to run your heating more efficiently.
Whole-home & free upgrades
One Stop Shopbundle, deducted upfront
Managed deep retrofit up to a BER B2, one contractor handles it all. A whole-home upgrade can include new windows and doors as part of the works. Private landlords can use this route, but commercial landlords cannot.
Warmer Homes Schemefully funded
Free energy upgrades for eligible lower-income households. The waiting list can be long, but you may be able to apply directly for individual attic or wall insulation grants instead, without losing your place on the list.
Home Energy Upgrade Loan€5,000–€75,000 loan
A low-cost, government-backed loan to help fund SEAI grant-eligible home energy upgrades.
Solar & selling power back
Solar PV for Medically Vulnerable Customersfully funded solar + battery
A fully funded solar panel system, up to 2kWp with battery storage and at no cost, for a home where someone depends on electrically powered medical equipment such as an oxygen concentrator, dialysis machine or ventilator. You qualify by being registered in the life support category of ESB Networks' Priority Services Register with your electricity supplier, and since 2025 all homeowners on that register can be considered. It is run through the suppliers rather than by open application, so make sure you are on the register and they will contact eligible customers. Some conditions apply to the property, so confirm with your supplier.
Solar PV grantup to €1,800
Toward rooftop solar panels for your home.
0% VAT on solar panelsVAT removed
No VAT on the supply and fit of solar panels on a private home, since 1 May 2023, so the price you are quoted already has the VAT taken off.
Clean Export Guaranteeper kWh exported
Your electricity supplier pays you for the solar electricity you send back to the grid, at a rate per unit (kWh) that shows up as a credit on your bill.
Solar water heating grantup to €1,200
Up to €1,200 toward a solar thermal system that heats your hot water, for homes built and occupied before 2021.
β™ΏOlder or less mobile at home
Adapting a home for age or disability · 6
Housing Adaptation Grantup to €40,000
To adapt a home so someone can live in it: a stair lift or through-floor lift, grab rails, a fixed track hoist, ramps, a downstairs bathroom or bedroom, or an extension. The maximum rose to €40,000 from December 2024, and it can cover 100% of the cost if household income is under €37,500. If you are terminally ill, or you could come home from hospital or residential care once the work is done, you are PRIORITY 1, the top of three priority levels, so say that clearly on the form. Bigger jobs like a stair lift, a hoist or an extension need an Occupational Therapist report first, but you do not have to pay for that out of your own pocket: your council can arrange the assessment for you after you apply, the HSE community occupational therapy service is free and takes self-referrals (there can be a wait), and if you do use a private OT and your grant is approved, up to €300 comes back to you as part of the grant. Carer's Allowance or Carer's Benefit paid for the person who needs the grant is not counted in the income test.
Mobility Aids Grantup to €8,000
The smaller, faster grant for basic access work: grab rails, a stair lift, access ramps, a level access shower. Up to €8,000 and it can cover 100% of the cost where gross household income is €37,500 or less. Less paperwork than the Housing Adaptation Grant, so it is often the quicker route when the job is straightforward and time matters.
Housing Aid for Older Peopleup to €10,700
Essential repairs and improvements to keep older people living at home, such as structural repairs, rewiring and heating. The maximum grant is €10,700, covering up to 100% of the cost if your gross household income is up to €37,500, then tapering (85% up to €43,750, down to 30% up to €75,000, none above that). It is for people aged 66 or over (younger people only in cases of hardship) and is means-tested on your gross household income. Since 1 January 2025 the grant will not pay for a new standalone fossil-fuel boiler, though repairs and electric or biomass heating are still covered, and you may also qualify for the free Warmer Homes Scheme.
Care and Repairfree small jobs
Free small DIY jobs for older people: minor gardening and painting, bulbs and plugs, hanging curtains, security locks, smoke alarms and fixing trip hazards. Volunteers cover Dublin, Cork and Galway, and maintenance teams travel anywhere in Ireland where a job helps someone avoid hospital or get home from it sooner. Call 0818 911 109.
Disabled Person's Grant (social housing)works funded
Funds adaptations like stairlifts, grab rails and downstairs bathrooms for council tenants who are older or have a disability. The social housing version of the Housing Adaptation Grant, applied for through your local authority.
Seniors Alert Schememonitored personal alarm
A monitored personal alarm, a pendant you press in an emergency, for people aged 65 or over of limited means who live alone, live alone for large parts of the day, or care for someone in the home. You apply through a local community or voluntary group registered with Pobal.
🚜Farming & land
Every main farm support, grouped · 54
Income support (CAP payments)
Rural Social Schemeat least €286.50/week
Extra income for farmers and fishers on a low income who give 19.5 hours a week to local community projects, run through local development companies. The minimum weekly payment has been €286.50 since January 2026. From January 2026 it also opened to people with a defined connection to farming or fishing, plus a pilot for anyone aged 50 or over living in a rural area, which means anywhere outside the five cities.
BISS - Basic Income Supportper hectare
Core CAP income payment on eligible land. Replaced the Basic Payment Scheme.
CRISS - Redistributive top-upfirst ~30 ha
Front-loaded payment on your first hectares that favours smaller farms.
Eco-Scheme~€60+/ha
Annual payment for agri-environmental practices like space for nature.
ANC - Areas of Natural Constraintup to ~€148/ha
Support for farming hill, marginal or constrained land.
National Reservefree entitlements
Payment entitlements for young farmers and new entrants.
Young Farmer top-up (CIS-YF)per ha, 5 yrs
Extra income payment for young farmers in their early years.
Tillage Sustainability Support Payment€50-€110/ha
A €30 million area-based payment for tillage farmers, on a digressive per-hectare rate: €110/ha for the first 1-100ha, €90/ha for 100-125ha, €70/ha for 125-150ha, and €50/ha above that. You need a valid 2025 BISS application declaring at least 1 hectare of an eligible crop (barley, oats, wheat, rye, triticale or oilseed rape). Applied for online via MyAgFood. Distinct from the Tillage Investment Scheme, which is a TAMS capital grant for grain stores and equipment, not an area payment.
Fuel Income Support Scheme~20c/litre of green diesel
A €100 million fund (€20m a month for 5 months) helping farmers and agricultural contractors with fuel costs, at a rate anticipated around 20 cent per litre of Marked Gas Oil (green diesel), subject to the overall budget. The scheme's funding window covered March to the end of July 2026, confirm on the official page whether late applications are still being accepted before you apply.
Farm Assistmeans-tested weekly payment
A means-tested weekly payment for low-income farmers aged 18 to 66, run through the same DSP welfare system as Jobseeker's Allowance. You must satisfy a means test on your farm income and other means. Apply through your local Intreo Centre or Branch Office.
Agri-environment & climate
Farming for Water EIPpayments + free plan
Payments for farmers in Priority Areas for Action who put in water quality measures such as sediment traps, riparian margins and catch crops, starting with a fully funded Rainwater Management Plan. Applications are accepted to the end of 2027. Check your Eircode on the EPA map first to see if your land is in a Priority Area.
ACRESup to €7,000+/yr
The main agri-environment scheme. Replaced GLAS.
Organic Farming Schemeper-ha payment
Payments to convert to and maintain organic farming.
Straw Incorporation Measureper ha
Payment for ploughing in straw to build soil carbon.
Protein Aid Scheme~€600/ha
Per-hectare payment for growing protein crops like beans, peas and soya. Applied for with your BISS application.
Livestock schemes
SCEP - Suckler Carbon Efficiencyper suckler cow
Payment for beef suckler herds that improve genetics and cut emissions.
Sheep Improvement Scheme~€12/ewe
Payment per ewe for welfare actions like lameness control.
Dairy Beef Welfare Schemeper calf
Support for welfare measures on dairy-beef calves.
National Sheep Welfare Schemeup to €13/ewe
Annual welfare payment per breeding ewe, separate from the Sheep Improvement Scheme.
Beef Welfare Schemeper calf
Annual welfare payment for suckler beef farmers, for actions like meal feeding and vaccination.
National Dairy Beef Weighing Scheme€20/calf
Payment for weighing dairy-beef calves. Separate from the Dairy Beef Welfare Scheme.
If your herd gets a TB breakdown
On Farm Market Valuation (OFMV) Schemeup to €5,000/animal
The main compensation scheme if your herd has a TB breakdown and reactor animals are removed: up to €5,000 for a pedigree cow or in-calf heifer, up to €5,000 for a pedigree stock bull (up to 3 per breakdown episode), and up to €3,000 for any other individual bovine animal. You pick an Independent Valuer from DAFM's list, and a V8 (accept/reject) and V13 (the valuation) form process the claim, done online via AgFood.ie. You can appeal a valuation you disagree with.
TB Income Supplement€30-€100/month
For herds losing 9.5% or more of their animals to a single continuous TB restriction where full depopulation isn't used. Rates are banded by animal type and months post-calving: dairy cows €100/month for months 1-5 then €65/month for months 6-10, suckler cows €52/month for months 1-7 then €40/month for months 8-12, and a flat €30/month for all other animals. Capped at 199 reactors, and at 12 months if you aren't denied permission to move animals.
TB Depopulation Grant€120-€280/animal
Paid per animal removed under a TB depopulation measure. Non-feedlot rates: €280 for dairy cows, in-calf heifers and pedigree bulls over 12 months, €180 for suckler-equivalent animals, and €120 for all other animals (feedlot and dealer herds get nil). Rates are for a 4-month rest period, pro-rated for shorter periods.
TB Hardship Grantup to €300/month
For herdowners feeding more animals than on the same date the previous year because a TB restriction is stopping them from selling or moving stock. Worth €50/month per suckler cow or €30/month per dairy cow or other bovine, capped at €300 a month for up to 4 months. The scheme itself only runs from 1 November to 30 April each year.
On-Farm Badger Biosecurity Scheme40%, up to €800
Part of the bovine TB Action Plan, this grant helps farmers stop TB spreading from badgers by fencing off setts and buying badger-proof feed and water troughs. It pays 40% of the cost of eligible materials up to €2,000 excluding VAT, so a maximum grant of €800. New applications for 2026 have closed, but if you were already approved, the purchase window runs 1 July to 31 August 2026. It runs in annual rounds, so check the official page for the next one.
On-farm investment (TAMS 3)
TAMS 3 Dairy Equipment Scheme40%, up to €90,000
Grant aid at 40% towards dairy equipment investments, within the €90,000 TAMS 3 investment ceiling. Applications run in tranches through the year, so check which tranche you are aiming for before you commit to the spend.
TAMS 3 Organic Capital Investment Scheme40–60%, up to €90,000
Grant aid at 40% for organic operators, rising to 60% if you are already in the Organic Farming Scheme. The ceiling is €90,000 per holding.
TAMS 3 Pig and Poultry Investment Scheme40%, up to €500,000
Grant aid at 40% for investments in the pig and poultry sectors, with its own much higher ceiling of €500,000 rather than the usual TAMS figure.
TAMS 3 Nutrient Importation Storage Scheme70%, up to €90,000
Grant aid at 70% towards nutrient storage investments, with a ceiling of €90,000 for individuals and €160,000 for Registered Farm Partnerships. It sits separate from your other TAMS ceilings, so it does not eat into them.
Young Farmer Investment Scheme60% grant
Higher-rate TAMS grant for young trained farmers.
Women Farmer Investment Scheme60% grant
Higher-rate TAMS grant for women farmers.
Farm Safety Scheme60% grant
Grants for safety equipment: cattle handling, PTO covers and more.
Animal Welfare & Nutrient Storage40–60% grant
Slurry and nutrient storage plus welfare facilities. Key for nitrates rules.
Solar Investment Scheme60% grant
On-farm solar panels and batteries, with their own ceiling.
Low Emission Slurry Spreading40–60% grant
Trailing shoe and dribble-bar gear that saves nitrogen.
Tillage Investment Scheme40–60% grant
Grain storage and min-till equipment for tillage farms.
Forestry & trees
Afforestation Schemegrant + 20-yr premiums
Establishment grant plus yearly premiums for up to 20 years.
Native Tree Area Schemegrant + premium
Plant small native woodland (under 1 ha) without a felling licence.
Agroforestry Schemegrant + premium
Combine trees with grazing or crops on the same land.
Forestry management grantsper ha / per metre
Grants for existing forest owners: thinning (Woodland Improvement), forest roads, and ash dieback reconstitution.
Young farmers & succession
CGT Retirement Reliefup to €750,000 CGT-free
From age 55 you might pay no Capital Gains Tax when you sell or pass on your business or farm. Selling to a third party, the threshold is €750,000 if you are 55 to 69 and €500,000 from 70 on, while transfers to family have their own higher limits. Despite the name, you do not actually have to retire to claim it.
Succession Farm Partnership€5,000/yr tax credit
Tax credit up to €5,000 a year for 5 years to support a phased handover.
Succession Planning Advice Grant50%, up to €1,500
Covers 50% of the vouched legal, accounting and advisory costs of planning your farm's succession, up to €1,500. For farmers aged 60 or over who are not already in a succession partnership, farming at least 3 hectares for 2 or more years. The 2026 round runs 1 January to 30 November. Distinct from the Succession Farm Partnership tax credit above, this pays for the advice that gets you there.
Collaborative Farming Grant50%, up to €1,500
Covers up to 50% of the vouched legal, advisory and financial services costs of setting up a Registered Farm Partnership, to a maximum of €1,500. The partnership must be brand new to the DAFM register and include a Young Trained Farmer as a partner: under 41 with at least a Level 6 agricultural qualification when the partnership went on the register. Tranche 3 runs 17 August to 30 September 2026 and covers partnerships whose registration reached the Department after Tranche 2 closed, so you need your Farm Partnership Registration Number already issued. The Department emails eligible partnerships the form, you do not apply cold. Leave VAT out of your declared costs, including it makes the application ineligible, and invoices must show the amount excluding VAT. Applications are scored and you need at least 40 marks, with a partner over 60 alongside the young trained farmer scoring highest.
Young Trained Farmer Stamp Duty Reliefstamp duty exempt
Full stamp duty relief when land transfers to a qualifying young farmer.
Stock Relief (young farmers)100% relief
Enhanced 100% relief on increases in farm trading stock.
Farm Restructuring Relief (CGT)CGT relief
Relief from Capital Gains Tax when you sell and buy land to consolidate a fragmented holding. Needs a Teagasc certificate. Runs to end 2029.
Consanguinity Relief (stamp duty)1% stamp duty
Cuts stamp duty to 1% on transfers of farmland between close relatives. Runs to end 2028.
Agricultural Relief (inheritance/gift tax)90% relief
Cuts the taxable value of inherited or gifted farmland by 90% for Capital Acquisitions Tax. You must pass an asset test and an active farmer test: farm it yourself, hold an agricultural qualification like the Green Cert, or lease it to a qualifying farmer.
Green Cert (Level 6 Certificate in Farming)qualification
The agricultural qualification that unlocks the young-farmer supports: stamp duty relief, stock relief, the higher TAMS grant rate, the young farmer payment, and the active-farmer condition for agricultural inheritance relief. Available full-time, part-time for over-23s, or by distance learning through Teagasc and the agricultural colleges, including Teagasc Mayo.
Knowledge, health & safety
Knowledge Transfer Groupsparticipation payment
Payment for joining discussion groups to improve farm practice.
On Feirm Groundfree
Helps advisors support farmers' mental health. Often overlooked.
Farm safety supportsfree / funded
Advice and schemes to cut the high rate of farm accidents.
πŸ’§Water & wastewater
Wells and septic systems · 4
Septic Tank (DWWTS) Grantup to €12,000
To repair or replace a failed domestic septic system (up to 85% of cost).
Private Well Grantup to €5,000
Toward a new or upgraded private well for your home.
Domestic Lead Remediation Grantup to €5,000
Covers up to 100% of the cost, up to €5,000, to replace lead water pipes in your home. Not means tested.
Group Water Scheme Grantup to €20,000/house
Grant aid toward providing or upgrading a private group water supply, plus an annual subsidy. The maximum grant per household rose from €15,000 to €20,000, announced 27 July 2026 as part of a new Capital Funding Programme for the Rural Water Sector.
πŸš—Electric vehicles
Cars and home charging · 5
EV purchase grantup to €3,500
Toward the cost of a new approved electric car.
EV Scrappage Scheme (ICE2EV)pilot now closed
The ICE2EV pilot let you scrap an older petrol or diesel car and put €5,000 towards a new electric one, on top of the €3,500 EV grant. It opened on 1 July 2026 and filled within hours, reaching its 2,000-car cap, so it is now closed to new applications. The standard €3,500 SEAI EV grant is still open, and a review will decide whether the scrappage top-up returns.
Home charger grantup to €300
Toward installing a charge point at a house with its own off-street parking. People living in apartments should look at the apartment charging grant instead.
VRT relief (EVs)up to €5,000
Reduced vehicle registration tax on electric vehicles.
EV Apartment Charging Grantup to €600/point
Toward installing EV chargers at apartments and shared parking, where the home charger grant does not apply.
🚲Getting around
Transport savings and grants · 2
Free Travel for Children Aged 5 to 8free travel
Since September 2025 children aged 5 to 8 travel free on all TFI public transport with a Child 5-8 Leap Card, ordered on leapcard.ie. Under-5s were already free. A different thing to the DSP Free Travel Scheme for older people.
Cycle to Work Schemeup to €3,000 tax-free
Your employer buys you a bike or e-bike and you pay it back from salary, so you save the tax, USC and PRSI on it. Covers up to €3,000 for a cargo or e-cargo bike, €1,500 for an e-bike, or €1,250 for a standard bike, plus safety equipment, and you can use it again every 4 years.
πŸ’ΌStarting or growing a business
Enterprise grants, loans and supports · 22
Starting up
Start-Up Relief for Entrepreneurs (SURE)refund of past income tax
If you leave PAYE employment to start your own company, you might be able to claim back income tax you already paid in earlier years. You do it by investing cash in new shares in the company, working full-time in the business and holding those shares for 4 years. One of the few reliefs that gives you money back from your employed past to fund what you are building next.
CGT Revised Entrepreneur Relief10% CGT up to €1.5m
Sell qualifying business assets and you might pay Capital Gains Tax at 10% instead of the usual 33%. The lifetime limit is €1,500,000 of gains for disposals on or after 1 January 2026, up from €1,000,000. It is a lifetime cap, not a per-sale one, so it covers everything you dispose of over the years.
LEO Priming Grantup to €150,000
Start-up grant for new small businesses in their first 18 months.
Back to Work Enterprise Allowancekeep welfare 2 yrs
Keep part of your welfare while you get a new business going.
Earned Income Creditup to €2,000/yr
A tax credit for self-employed people and company directors who do not get the PAYE Employee Tax Credit. It is worth the lower of €2,000 or 20% of your qualifying earned income. Many sole traders do not realise they can claim it. If you also have PAYE income, the two credits together cannot come to more than the Employee Tax Credit.
LEO Feasibility Grantup to €15,000
Helps research whether a new business idea is viable before you launch.
Short-Term Enterprise Allowanceincome for 9 months
Keep an income at your Jobseeker's Benefit rate for up to 9 months while you start a business.
Growing & going online
Grow Digital Voucher€500–€5,000
50% of eligible costs towards software, training and IT configuration, from a minimum of €500 up to €5,000. For businesses of 1 to 50 employees trading 6 months or more that have completed a Digital for Business project in the previous 2 years. Primary agriculture is not an eligible sector.
SEAI Non-Domestic Microgen Grantup to €162,600
Solar PV grants of up to €162,600 for businesses, farms, public bodies, schools, community centres and non-profits, covering systems from 1kWp right up to 1000kWp. The commercial big sibling of the home solar grant.
LEO Business Expansion Grantup to €150,000
For established small firms growing or adding jobs.
Energy Efficiency Grantup to €10,000
Covers 75% of the cost of energy-saving equipment and upgrades for small businesses.
Shopfront Improvement Grantvaries by county
Many councils run a grant to improve the shopfront or facade of a retail or commercial premises in a town or village centre, often 50% to 75% of the cost up to a few thousand euro. Amounts, eligible areas and deadlines vary by county. Your local authority or Local Enterprise Office runs it, and you must be approved before starting the work.
Innovation & R&D
Green Enterprise Pilot Scheme€30,000–€150,000
Three tiers of grant from €30,000 to €150,000 for SMEs developing low-carbon products and processes, ERDF co-funded and launched in July 2026. Regional only, so your business needs to be in the Northern and Western counties.
Innovation Voucherup to €10,000
A voucher worth up to €10,000 for a small business to work with a university or research body on a specific innovation, technical or data question.
Enterprise Ireland R&D Fundco-funded R&D grant
A co-funded grant for a company taking on a research and development project to create a new product, service or process.
Exploring Innovation Grantup to €35,000
A feasibility-study grant worth up to €35,000 to investigate whether an R&D or innovation project is technically feasible before you commit to the full project.
New Markets Validation Grantup to €150,000
A grant worth up to €150,000 to develop and validate a market-entry strategy for a new market or a new product, covering the research and planning before you commit to launching.
EU Just Transition Fund (Midlands)project-based funding
EU-funded programme, up to €169 million by 2027, to help the Midlands move on from peat extraction: money for local business diversification, SMEs and start-ups, research and innovation, and community and environmental projects. Only for the designated Midlands Just Transition territory.
Loans & finance
Microfinance Ireland loanup to €50,000
Small business loans for firms that can't get bank finance.
Transport operators
Diesel Rebate Schemepart of diesel excise repaid
Revenue repays part of the Mineral Oil Tax (excise) on diesel bought and used in Ireland for business transport, for licensed road haulage and bus or coach operators using qualifying vehicles. You need a valid road transport licence (Irish or EU) and you claim online through Revenue's ROS system each quarter. The amount is a sliding scale that rises as the diesel price rises, so it changes from quarter to quarter.
Hiring staff
JobsPlus€7,500 or €10,000 over 18 months
A cash incentive for an employer who hires someone who has been out of work for a while, paid monthly to help with the wages.
Wage Subsidy Scheme€7.50–€10 / hour
Helps an employer pay a fair wage to a member of staff with a disability by topping up the cost of their hours.
πŸ‘ΆChildren & childcare
Childcare subsidies, family payments and school costs · 27
Childcare
AIM (Access and Inclusion Model)free supports, 7 levels
Universal and targeted supports across 7 levels so a child with a disability can take part in the free ECCE pre-school programme, covering expert advice, equipment and alterations, therapy access and funding for extra staff (Level 7, currently €246 a week to the pre-school). No diagnosis is needed, which most parents do not realise. Since September 2024 it also reaches beyond ECCE hours: a child enrolled in ECCE can be supported for up to a further 15 hours a week during term and up to 30 hours a week out of term, so the support does not simply stop when the ECCE session or the term ends. Your pre-school applies, not you.
Childcare Services Reliefup to €15,000/yr tax-free
Childminders who look after up to 3 children under 18 in their own home pay no income tax on that money if it comes to €15,000 a year or less. You do need to tell the HSE and file a Form 11. Watch the cliff edge: go over €15,000 and the whole lot becomes taxable.
National Childcare Schemesubsidy per child
Universal and income-based subsidies toward registered childcare. From September 2026 a fee cap also applies, so a service in the scheme can charge at most €280 a week for a full-time place. More families qualify from then too, as the income limits rise: the lower limit goes from €26,000 to €34,000 and the upper from €60,000 to €68,000.
ECCE (free preschool)2 free years
Free preschool for children in the two years before school.
Family payments
Child Support Payment€58–€78/week per child
The old Increase for a Qualified Child under a new name, the extra amount added to your weekly welfare payment for each child who depends on you. Since January 2026 the full rate is €58 a week for a child under 12 and €78 for a child aged 12 or over, with half rates of €29 and €39. Full or half depends on your circumstances: parenting alone usually means the full rate, living with a spouse or partner often means half.
Adoptive Benefit€299/week for 24 weeks
Paid for 24 weeks from the date you adopt your child, at a standard rate of €299 a week in 2026, based on your PRSI record. It works much like Maternity Benefit, just triggered by the adoption rather than a birth. Only one adopting parent in a couple can claim it, so it is worth deciding early which of you takes the leave.
Foster Care Allowance€400–€425/week
€400 a week for a foster child under 12 and €425 for a child of 12 or over, not means tested and not taxable. The foster child also gets a medical card with no means test, and foster carers can claim the Back to School Clothing and Footwear Allowance too.
Kinship Care Irelandfree advice
Free information, support and advocacy for anyone raising a relative's or a friend's child. Kinship care is when a child lives full time with a grandparent, aunt, uncle, brother, sister, cousin or family friend because they cannot live with their parents. Thousands of families are doing it without ever hearing the term, which is part of why so many of them never claim the Guardian's Payment. Kinship Care Ireland is a national programme run by the charity Treoir. Email info@kinshipcare.ie or ring 087 148 7124.
Standardised Aftercare Allowanceabout €300/week
Around €300 a week for young people leaving care aged 18 to 21 who stay in education or training. It can be extended for up to 2 further years, to age 23, on a clear education or training pathway.
CAT Small Gift Exemption€3,000/yr per giver tax-free
The first €3,000 of gifts from any one person in a calendar year is free of Capital Acquisitions Tax and it does not eat into your lifetime threshold. That means each parent, grandparent or anyone else can give you €3,000 a year with no tax and no return to file. It applies to gifts only, not to inheritances.
Child Benefit€140 / month / child
Monthly payment for each child under 16, or under 19 if in full-time education or training.
Working Family Paymentweekly top-up
Weekly tax-free top-up for working parents on lower pay.
Back to Work Family Dividend€58-€78/week per child
A weekly payment for people with qualified children who move off certain welfare payments into a job or self-employment, so you don't lose all your child-related support the moment you start work. Worth €58 a week per child under 12 (€78 if 12 or over) in year one, then €29 or €39 in year two, for up to 4 children.
One-Parent Family Paymentweekly payment
Support for parents raising a child on their own.
Newborn Baby Grant€280 one-off
A one-off €280 payment for every new baby that qualifies for Child Benefit, on top of the first month's payment.
Incapacitated Child Tax Credit€3,800/yr
A yearly tax credit for a parent or guardian of a child who is permanently incapacitated, physically or mentally, and unlikely to be able to support themselves. You can claim for more than one child.
Maternity Benefit€299/week, 26 weeks
Weekly payment while on maternity leave, if you have enough PRSI contributions.
Paternity Benefit€299/week, 2 weeks
Two weeks' payment for a parent taking paternity leave in the baby's first 6 months.
Parent's Benefit€299/week, 9 weeks
Up to 9 weeks' payment per parent during parent's leave in the child's first 2 years.
Health and Safety Benefitup to €254/week
A weekly payment if you are pregnant or breastfeeding and your job has a risk your employer cannot remove or work around, so you are sent home on health and safety leave. Your employer pays the first 3 weeks.
School costs
Back to School Clothing & Footwear€160–€285 / child
Annual help with the cost of kitting children out for school. Applications close on 30 September 2026.
Single Person Child Carer Credit€1,900/yr + €4,000 band
An extra tax credit of €1,900 a year for a single parent or carer who has a child living with them, plus a €4,000 increase in your standard rate band. Widely unclaimed. Only one parent (the main carer) can get it.
Hot School Mealsfree school meals
Free daily meals for children in participating schools, now rolled out to all primary schools. Your school applies and runs it, so ask the school if it is in the scheme.
Free Schoolbooks Schemefree books
Free schoolbooks, workbooks and core classroom resources for all primary pupils and, since 2025, all post-primary students. Funded through the school, so there is nothing for parents to claim.
School Transport Schemesubsidised bus
Subsidised transport to school for eligible children.
Summer Programme (July Provision)funded summer schooling
Extra summer schooling for children with autism, a severe or profound learning disability, or who are most at risk of educational disadvantage. The home-based option funds 10 hours a week for 4 weeks, so you can employ a tutor or SNA yourself. The school-based option runs 2 weeks (post-primary) to up to 5 weeks (special schools) over the summer holidays.
Home Tuition Grant Scheme€43.78–€56.48/hr
Paid directly to you to fund a private tutor when your child cannot attend school: chronic illness, no school place found yet, early intervention for autism, or a child in care without a placement. Current hourly rates (from 1 June 2026): €51.20 primary, €56.48 post-primary, €43.78 modified rate.
πŸŽ“Education & training
College grants, free courses and apprenticeships · 15
Third-level grants
SUSI Student Grantfees + maintenance
The main means-tested grant for third-level fees and living costs, including for an approved course in the UK or another EU/EEA country. The priority assessment deadline for the 2026/27 year has passed, but you can still apply, there is a later final deadline, check the official page for the current date.
Free Fees Initiativetuition paid by State
The State pays the tuition fees for eligible first-time, full-time undergraduates. You still pay the annual Student Contribution.
Student Assistance Fundhardship help
Extra help for students facing financial hardship during college.
Fund for Students with Disabilitiesequipment & supports
Funds assistive equipment and supports for students with a disability. Apply through your college's access or disability office.
1916 Bursaryannual bursary
For students from groups most under-represented in higher education, based on need. Applied for through your college.
Tax relief on tuition fees20% relief
Claim 20% tax relief on qualifying third-level tuition fees you have paid, above a yearly disregard amount.
SUSI Postgraduate Grantup to €4,500 fees
Means-tested grant toward postgraduate fees, with maintenance for those on the special rate.
HEAR (Higher Education Access Route)reduced-points entry
Reduced-points college places and extra supports for school-leavers (under 23) from disadvantaged backgrounds. Prioritises Traveller, Roma, care-experienced students and young parents. Apply through the CAO.
DARE (Disability Access Route to Education)reduced-points entry
Reduced-points college places and supports for school-leavers (under 23) with a disability or ongoing illness. Apply through the CAO.
Free & funded courses
Springboard+free / 90% funded
Free or heavily subsidised courses to reskill or upskill.
Back to Education Allowancekeep welfare
Return to full-time study while keeping a social welfare payment.
Back to Education Initiative (BTEI)free / low-cost courses
Part-time further education courses, with fees waived for eligible groups.
Cost of Education Allowance€500/year
An annual €500 payment for Back to Education Allowance recipients who have a qualified child.
Apprenticeships
Apprenticeshipsearn while you learn
Paid, work-based training across trades, tech and business.
Apprenticeship training supportsgrant + allowance
A €2,000-a-year employer grant on many programmes, and a State training allowance for craft apprentices during off-the-job training.
🩺Health entitlements
Medical cards and help with health costs · 42
Cards & free care
Counselling in Primary Care (CIPC)up to 8 free sessions
Up to 8 free counselling sessions for medical card holders aged 18 and over with mild to moderate difficulties. Your GP or another health professional makes the referral, so it is worth asking directly.
Medical Cardfree care
Free GP care and hospital services, based on income. Prescriptions have a charge, €1.50 per item under 70 and €1 per item at 70 or over, capped monthly. People aged 70 or over are assessed under separate, higher income limits.
GP Visit Cardfree GP visits
Free GP visits without paying to see your doctor. Everyone aged 70 or over qualifies regardless of income, and every child under 8 qualifies too. If you get Carer's Allowance or Carer's Benefit, at full or half rate, you also get free GP visits. Anyone aged 8 to 69 can apply on an income test, including if you are just over the medical card limit.
Dental Treatment Services Schemefree dental (medical card)
Free dental care for medical card holders aged 16 and over: a yearly exam, any extractions needed, two fillings a year, a scale and polish, and some other treatments.
European Health Insurance Card (EHIC)free
A free card that covers necessary public healthcare when you are visiting another EU or EEA country or Switzerland. Free to apply for and to renew.
Fertility & pregnancy
Free Home STI Testingfree test kit
Order a free STI test kit to your door if you are 17 or over and living in Ireland. Results come by text, and if anything needs follow-up, that is free too through the public clinics.
HSE Fertility Treatment (IVF, ICSI, IUI)1 free IVF/ICSI cycle
Publicly funded fertility treatment through the HSE. Your GP refers you to a regional fertility hub, and eligible couples can get one free round of IVF or ICSI.
Free Contraception Schemefree
Free prescription and emergency contraception, GP or pharmacist consultations, and LARC (long-acting reversible contraception) fitting, removal and check-ups, for women, girls and transgender or non-binary people aged 17 to 36. Costs an estimated €48m a year.
Help with costs
Drugs Payment Scheme€80/month cap
Caps what your household pays for approved prescribed medicines at €80 a month, whatever the real cost. It is for people without a medical card (medical card holders use their card instead). Household means you, your spouse or partner and your dependent children.
BowelScreenfree screening
Free bowel cancer screening for people aged 57 to 71 (widened from 58-70 on 1 April 2026). You get a free home FIT test kit every 2 years, and a free follow-up colonoscopy if the result needs it.
CervicalCheckfree screening
Free cervical screening (smear test) for women and anyone with a cervix aged 25 to 65. It is every 3 years from age 25 to 29, then every 5 years from 30 to 65. The test checks for HPV, the main cause of cervical cancer, so changes can be found and treated early.
BreastCheckfree screening
Free breast screening (mammogram) for women aged 50 to 69 who live in Ireland and have a PPS number. You are invited by letter roughly every 2 years. It can pick up breast cancer early, before there are any signs.
Diabetic RetinaScreenfree screening
Free diabetic eye screening for everyone in Ireland with type 1 or type 2 diabetes aged 12 or over. Diabetes can damage the eyes over time, so regular screening catches changes early, and any treatment you need is free too. Usually offered once a year.
Children's Nasal Flu Vaccinefree vaccine
A free nasal-spray flu vaccine for all children aged 2 to 17, given through participating GPs, pharmacies and some primary schools. It is a spray, not an injection, and it helps protect children and the people around them each winter.
National Newborn Bloodspot Screeningfree screening
The free heel prick test offered to every newborn baby in Ireland, usually on day 3 to 5. It now screens for 11 rare but serious conditions, after Severe Combined Immunodeficiency (SCID) and Spinal Muscular Atrophy (SMA) were added in April 2026. About 99.9% of parents in Ireland agree to it.
Free Varicella (Chickenpox) Vaccinefree vaccine
A free chickenpox vaccine for babies born on or after 1 October 2024, given at 12 months alongside the other routine childhood vaccines. Available since 1 October 2025, through your GP.
RSV Immunisation for Babiesfree immunisation
A free once-off antibody injection called nirsevimab, given in the maternity hospital soon after birth, protecting your baby from RSV through their first winter. It is offered to babies born during the RSV season, roughly September to February, plus premature and higher-risk infants.
Free HRT Schemefree HRT medicines
Since 1 June 2025 the cost of hormone replacement therapy (HRT) medicines is covered for anyone with a prescription, to help with the menopause. You still need a Drugs Payment Scheme card or a medical card, and a small pharmacy dispensing fee of around €5 an item can still apply, but the medicine itself is free.
Long-Term Illness Schemefree medicines
Free medicines and aids for certain long-term conditions.
Treatment Benefitdental & optical
Help with dental, optical and hearing costs from your PRSI.
Blind Welfare Allowance€76.96/week
A means-tested weekly payment for people who are blind or vision impaired, to help with extra living costs.
Blind Pensionup to €254/week
A means-tested weekly payment for people who are blind or have serious sight loss, up to €254 a week. You need an eye test from an eye surgeon to confirm your vision. Distinct from the Blind Welfare Allowance above, a separate, smaller HSE payment you may be able to get on top of this one, not instead of it.
Cross Border Directivecost reimbursed
Get certain public healthcare in another EU or EEA country and claim back the cost, up to what it would cost the HSE here.
Treatment Abroad SchemeHSE pays for treatment abroad
The HSE can pay for surgery or treatment in the EU, EEA, UK or Switzerland when the treatment you need is not available in Ireland, or not available in time given your condition. A public hospital consultant must refer you (a GP referral is not enough), you apply on the E112 (S2) form, and the HSE must approve it before you travel or start treatment.
Health expenses tax relief20% back on costs
Claim 20% tax relief on most non-routine health costs: GP and consultant fees, prescriptions, non-routine dental, physiotherapy and fertility treatment. Nursing home costs qualify at your highest rate. Claim through Revenue myAccount, up to four years back.
Disability payments & supports
VAT Refund on Aids and AppliancesVAT back
You can claim back the VAT paid on certain aids and appliances bought for a person with a disability, things like walk-in baths, commode chairs and adapted domestic aids. Claim through eRepayments in myAccount or on paper Form VAT 61A, within 4 years of the purchase. Vehicles are not covered here, they come under the separate Disabled Drivers scheme.
WAM (Willing Able Mentoring)paid placement
Paid, mentored work placements for graduates with disabilities, funded by the Department of Social Protection. Joining the WAM database is what gets you matched with employers, so that is the step to take.
Disability Allowanceup to €254/week
A means-tested weekly payment, up to €254, for people aged 16 to 66 with a disability expected to last at least a year. You can do some work and keep part of the payment.
Work and Accessup to €25,000
Practical supports to help a person with a disability get or keep a job, and to help their employer. It replaced the Reasonable Accommodation Fund and the Disability Awareness Support Scheme. It covers a Workplace Needs Assessment (up to €2,500), work equipment and assistive technology (up to €12,000), workplace adaptations (up to €25,000), an in-work support or job coach (up to €12,500 a year), sign language interpreting, a personal reader, and disability equality training for staff (up to €20,000).
Disabled Drivers and Disabled Passengers SchemeVRT/VAT relief + fuel grant
Tax relief on buying and adapting a car for a person with a severe disability: VRT and VAT back (from €10,000 up to €22,000 depending on the adaptation), a fuel grant, motor tax exemption and toll relief. You need a Primary Medical Certificate.
Disabled Person's Parking Permitpersonal parking card
A parking card for a person with a permanent medical condition and a severe mobility problem, so they can use disabled parking bays. It belongs to the person, as driver or passenger, not the car, lasts two years and works across the EU. You apply through the Irish Wheelchair Association or Disabled Drivers Association, with a GP certifying eligibility (Primary Medical Certificate holders qualify automatically).
Assessment of Needfree HSE assessment
A free HSE assessment for a child who may have a disability, a legal right under the Disability Act 2005. It identifies your child's needs and the health services to meet them. For children born on or after 1 June 2002, applied for by a parent, guardian or a young person of 16 or 17. Once you apply in writing the HSE must start within 3 months, and a Service Statement of the supports follows.
Disablement Benefitup to €251/week or a lump sum
A payment if you have a lasting loss of physical or mental faculty because of an accident at work, an accident travelling directly to or from work, or a disease you picked up from your work. You must have been in insurable employment at the time, and the disablement is assessed at 15% or more. It is paid as a pension (weekly or every four weeks) where disablement is 20% or more, or as a one-off gratuity below that. It is not means tested, and you can get it whether or not you are able to work.
Blind Person's Tax Credit€1,950 (€3,900 if both blind)
An income tax credit of €1,950 a year if you are blind or have serious sight loss, or €3,900 if you and your spouse or civil partner are both blind. Claimed through Revenue myAccount alongside your other tax credits.
If illness stops you working
Medical Care Schemerefunds treatment costs
Refunds the cost of medical care and treatment after a work accident or a prescribed occupational disease, where the HSE or Treatment Benefit does not already cover it. That takes in GP visits, prescriptions, physiotherapy, appliances and the travel to get treatment. Plenty of people assume Treatment Benefit is the end of the line, which is exactly why this one gets missed.
Illness Benefitup to €254/week
A weekly payment if you cannot work in the short term because you are sick and your doctor signs you off, based on your PRSI contributions.
Injury Benefitsame rate as Illness Benefit
A weekly payment, part of the Occupational Injuries Benefit scheme, if you cannot work because of an accident at work, an accident commuting to or from work, or a disease caused by your job. Paid at the same rate as full-rate Illness Benefit, for up to 26 weeks. Self-employed people are not covered. Distinct from Disablement Benefit below, which is for a permanent loss of faculty, not a temporary incapacity.
Invalidity Pension€259.50/week
A weekly payment of €259.50 for people who can't work because of a long-term illness or disability, based on your PRSI record rather than a means test. Unlike Illness Benefit, this is for conditions expected to last a year or more.
Partial Capacity Benefit€127.00-€259.50/week
Lets you return to work at reduced capacity while keeping some of your Illness Benefit or Invalidity Pension, rather than losing it all the moment you take a job. Your rate depends on a medical assessment banding your restriction as moderate, severe or profound (mild does not qualify), and ranges from €127.00 to €259.50 a week.
Long-term & nursing care
Fair Deal (Nursing Home Support)cost-shared
State help with the cost of long-term nursing home care.
Nursing Home Expenses Tax Reliefup to 40% back
You can claim income tax relief on nursing home fees you pay, for yourself or a relative, at your highest (marginal) rate of tax, up to 40%. That is far more generous than the standard 20% relief on other health expenses. The home must provide 24-hour on-site nursing care, and you cannot claim on any part of the cost the HSE pays under Fair Deal.
Home Support Schemefunded home help
Funded help at home with everyday tasks for older people.
πŸ§“Carers & household supports
Carers, heating and household allowances · 46
Carers
Carer's Allowance€135–€462/week
Means-tested payment if you care for someone full-time. Since 2 July 2026 the weekly income disregard has been €1,000 for a single person and €2,000 for a couple, so many more carers now qualify for the full or a partial payment. Already on the State Pension or another payment? You can keep it in full and get Carer's Allowance at half rate on top.
Carer's Support Grant€2,000/yr
An annual, tax-free lump sum for carers, €2,000 for each person you care for, paid automatically each June to most recipients.
Domiciliary Care Allowance€380/month
A monthly payment of €380 for a child under 16 with a severe disability who needs care and attention well beyond what a child that age usually needs, expected to last at least 12 months. It is not means-tested and is assessed on the impact of the disability, not the diagnosis. Everyone getting it also receives the annual Carer's Support Grant (€2,000) each June. The payment stops when the child turns 16, when they can apply in their own right for Disability Allowance. Both you and the child must be ordinarily resident in Ireland.
Carer's Benefit€271–€406.50/week
A PRSI-based payment if you leave work or cut your hours to care for someone full-time, for up to 2 years. Since July 2026 the income limit for a job you keep alongside it has been €1,000 a week (up €375), so more working carers can qualify.
Home Carer Tax Creditup to €1,950/yr
A tax credit for a married couple or civil partners where one stays at home to care for a child or dependent person.
Joint Assessment for Married Couplesbigger rate band + shared credits
If you are married or in a civil partnership but are still being taxed as a single person, you may be missing out. Joint assessment applies automatically once you tell Revenue you are married, no election needed, and it usually works out best where one spouse earns less than the other: the standard rate band can rise to €53,000 for a one-income couple, and most unused tax credits and rate band can be shared between you. If Revenue was never told about the marriage, you stay taxed as a single person indefinitely.
Employing a Carer Tax Reliefup to €75,000/yr
If you pay for a carer for yourself or a relative who is totally incapacitated by physical or mental illness, you can claim income tax relief on the cost at your highest (marginal) rate, up to 40%. The relief is the lower of what you actually pay or €75,000 a year for each incapacitated person. Where more than one person shares the cost, the €75,000 is split between them.
Heating & energy
Fuel Allowance€38 / week (season)
Help with winter heating costs for eligible households. The 2026/27 season opens in late September.
Additional Needs Paymentone-off help
One-off help with an essential cost you can't meet, like heating or ESB.
Older people
Increase for Living on a Specified Island€20/week extra
An extra €20 a week added to qualifying pensions and payments for people living on the specified offshore islands, a rate unchanged since January 2021. You do not fill in a separate form, it comes automatically with the qualifying payment. If you have moved to an island and it has not appeared, that is worth a phone call.
MyFutureFund (Auto-Enrolment Retirement Savings)1.5%+1.5%+0.5%, rising to 6%+6%+2%
Ireland's new pension auto-enrolment scheme, live since 1 January 2026. If you're aged 23 to 60, earning over €20,000 and not already paying into a workplace pension, you're automatically enrolled: you put in 1.5% of pay, your employer matches it, and the State tops up another 0.5%, rising in steps over 10 years to 6% plus 6% plus 2%. Over 800,000 people are already enrolled.
State Pension (Contributory)up to €299.30/week
A weekly pension from age 66 based on your PRSI contributions. It is not means-tested, so other income does not reduce it.
Long-Term Carers' Contributions & HomeCaring Periodsup to 20 years of pension credits
If you took time out of paid work to raise your children or to care for someone, these schemes can fill the gaps in your PRSI record so you qualify for a higher State Pension (Contributory). HomeCaring Periods cover time spent caring at home, including children under 12, up to the equivalent of 20 years. Long-Term Carers' Contributions credit each week you gave full-time care once you reach 20 years of caring. You can use both together for periods that do not overlap, and there is no separate form, they are worked out when you apply for your pension.
Voluntary PRSI Contributionsprotects your PRSI record
If you are taking a career break, a year out, or otherwise stepping away from paid work and not claiming a welfare payment, you can pay voluntary PRSI contributions to protect your State Pension (Contributory) record while you are not earning. You need at least 520 paid PRSI contributions already on your record (10 years) and must apply within 5 years of the tax year you last worked or paid PRSI. It only protects long-term benefits like the pension, not short-term ones like Illness Benefit or Jobseeker's Benefit, and it is different from signing on for credits, which needs you to be unemployed and genuinely looking for work.
State Pension (Non-Contributory)up to €288/week
A means-tested weekly pension from age 66 for people who do not qualify for the contributory pension. A higher rate applies from age 80.
Benefit Payment for 65 Year Olds€254 / week
A weekly payment for people who retire at 65, to bridge the gap until the State Pension starts at 66. Based on your PRSI record.
Household Benefits Packageelectricity + TV
Electricity or gas allowance and a free TV licence, mainly for older people.
Free Travel Schemefree public transport
Free travel on public transport for over-66s and others.
Living Alone Increase€22 / week
An extra weekly payment for people who live completely alone and get certain social welfare payments. Worth €22 a week, over €1,140 a year.
Telephone Support Allowance€2.50 / week
An extra €2.50 a week, about €130 a year, for people who get BOTH the Living Alone Increase and the Fuel Allowance. Paid automatically if you qualify, to help with phone or home-alarm costs.
Age Tax Credit€245 / €490
An extra tax credit if you or your spouse are 65 or over: €245 for a single person, €490 for a couple. Claim it through Revenue myAccount.
Income Tax Exemption for Over-65s€18,000 / €36,000
If you or your spouse are 65 or over, you may pay no income tax at all if your total income is under €18,000 (single, widowed or a surviving civil partner) or €36,000 (married or in a civil partnership), plus €575 for each of your first two dependent children and €830 for each one after that. If your income is just over the limit, marginal relief can still reduce what you owe. Separate from the Age Tax Credit above, and covers income tax only, not PRSI or USC.
Reduced Rate of USC (Medical Card or Over-70s)0.5% / 2%
If your income is €60,000 or less and you are aged 70 or over, or hold a full medical card, you pay a reduced Universal Social Charge: 0.5% on the first €12,012 and 2% on the rest, well below the standard top rate.
Dependent Relative Tax Credit€305 / relative
A €305 yearly tax credit if you maintain a relative who cannot look after themselves, or an elderly parent. The relative's income must be under €18,548.
If you lose your job or your income
Emergency Response Paymentvaries by need
Emergency help from the Community Welfare Service when severe weather like flooding or a storm hits your home, formerly the Humanitarian Assistance Scheme. It runs in three stages: stage one covers immediate needs like food, clothing and fuel with no income test at all, while stages two and three cover essential household contents and structural repairs and are income tested. It was activated for Storm Chandra in January 2026, so it is worth asking about even if you assume you earn too much.
Part-Time Job Incentive Scheme€160.90–€262.40/week
If you have been out of work a long time and take a part-time job of under 24 hours a week, you can swap Jobseeker's Allowance for a flat weekly allowance instead, €160.90 if you are single or €262.40 with an increase for a qualified adult in 2026. The allowance is not taxable, and you keep looking for full-time work while you are on it.
Community Employment (CE) Schemeat least €286.50/week
Part-time community work of 19.5 hours a week for people who have been out of work a long time, built to rebuild experience and routine on the way back to a job. New participants get at least €286.50 a week since January 2026 and you keep your secondary benefits, which is the part people worry about most before applying.
TΓΊsat least €286.50/week
Close to Community Employment, TΓΊs is a 12-month community work placement of 19.5 hours a week run through local implementing bodies, paying at least €286.50 a week since January 2026. You normally need 12 months on a jobseeker's payment first, though some groups, such as people getting Disability Allowance, can join without that wait.
Work Placement Experience Programme€369/week
A six-month work-experience placement of 30 hours a week with an employer, paid at a flat €369 a week plus any increases for a qualified adult or children, with your secondary benefits kept. You need four months out of work if you are under 30 or six months if you are over 30, and people on One-Parent Family Payment, Disability Allowance or Blind Pension qualify straight away with no waiting period.
Household Budget Schemefree service
A free An Post service that takes a fixed amount out of certain weekly welfare payments and sends it straight to your bills, things like local authority rent, ESB, gas or phone. Deductions are capped at 25% of the weekly payment, so it cannot swallow the lot. It is a way of spreading bills rather than extra money coming in.
Jobseeker's Allowanceup to €254/week
A means-tested weekly payment, up to €254, if you are unemployed and looking for work and do not qualify for Jobseeker's Benefit.
Jobseeker's Benefitup to €254/week
A weekly payment, up to €254, if you become unemployed and have enough PRSI contributions. If you became fully unemployed since March 2025 you may instead get the new Jobseeker's Pay-Related Benefit, worth up to 60% of your previous earnings.
Jobseeker's Pay-Related Benefitup to €450/week
A newer jobseeker's payment linked to what you used to earn, rather than a flat rate, for people whose first day of unemployment was on or after 31 March 2025. With at least 5 years of PRSI it pays 60% of your previous gross weekly earnings (up to €450) for the first 13 weeks, then 55% (up to €375), then 50% (up to €300). With 2 to 5 years of PRSI it pays 50% (up to €300) for 26 weeks. The minimum is €125 a week. You must be fully unemployed, under 66, and available for full-time work.
Jobseeker's Transitional Payment€254/week
A payment for lone parents whose youngest child is aged 7 to 13, bridging the gap after One-Parent Family Payment ends. It relaxes the usual jobseeker rule that you must be fully unemployed, so you can work part-time and still get it. The personal rate is €254 a week plus a Child Support Payment for each child, and the first €165 of your weekly earnings is not counted, with half of the rest assessed.
Supplementary Welfare Allowance€252/week basic
A basic safety-net payment if you have little or no income, including while you wait for another welfare claim to be processed. Around €252 a week for a person aged 25 or over.
After a bereavement
Special Funeral Grant€850
€850 towards a funeral where someone died from a work accident, an accident on the direct journey to or from work, or an occupational disease. It sits under the Occupational Injuries scheme, which means only one week of PRSI needs to have been paid, a far lower bar than most PRSI-based payments.
Death Benefits under the Occupational Injuries Schemepensions + funeral grant
Where a death came from a work accident or an occupational disease, or the person was on a disablement pension of 50% or more, the family might qualify for a Bereaved Partner's Pension, an Orphan's Pension and a Funeral Grant. Cohabitants were brought into the partner's pension in July 2025. These are separate from the standard bereaved partner pensions, so it is worth checking which route leaves you better off.
CAT Dwelling House Exemptioninherit a home tax-free
You can inherit the house you live in completely free of inheritance tax if it was your main home for the 3 years before, you own no other property, and you keep living there for 6 years after. Sell within those 6 years without replacing it and the tax is clawed back. Unlike an inheritance, a gift of a house only qualifies if you are a dependent relative. Claimed on the IT38 return.
Bereaved Parent Grant€8,000 once-off
A once-off €8,000 payment for a widow, widower, surviving civil partner or surviving cohabitant with dependent children. Formerly the Widowed or Surviving Civil Partner Grant.
Guardian's Payment€237/week
€237 a week for anyone bringing up a child who is not their own. Most people think it only applies when a child's parents have died, and that is the single biggest reason it goes unclaimed. A child also counts if one parent is dead, unknown, or has abandoned them and failed to provide for them, and the other parent is unknown or has abandoned them and failed to provide. That covers a lot of what is called kinship care, so grandparents, aunts, uncles, older brothers and sisters, family friends and neighbours can all claim. You do not need to be a legally appointed guardian, the child just has to live with you and be in your care. Two versions, both €237: Contributory if either parent or step-parent ever paid 26 weeks of PRSI, with no means test, and Non-Contributory, means tested on the child's own means rather than yours. Paid until the child turns 18, or 22 in full-time education. You cannot claim this and the Foster Care Allowance together, and neither is taxed.
Bereaved Partner's (Contributory) Pensionweekly payment
A weekly pension for a widow, widower, surviving civil partner or qualified cohabitant, based on PRSI contributions and not means-tested. Up to €299.30 a week at 66 or over. Formerly the Widow's, Widower's or Surviving Civil Partner's Contributory Pension.
Bereaved Partner's (Non-Contributory) Pensionmeans-tested weekly
A means-tested weekly pension for a bereaved partner who does not qualify on PRSI contributions.
Widowed Parent Tax Credit€3,600 tapering to €1,800
An extra income tax credit for a widowed parent or surviving civil partner with a dependent child, on top of the normal Single Person Tax Credit, for 5 years after bereavement: €3,600 in year one, €3,150 in year two, €2,700 in year three, €2,250 in year four, €1,800 in year five, then nil. One credit only, no matter how many children you have. Claimed through Revenue myAccount.
If you are leaving domestic abuse
Domestic Violence Travel Supplementtravel costs covered
Covers essential travel costs for people leaving a violent home, including fuel for your own car if you are driving yourself. There is no means test for the first three months and it can be extended for another three months with one. There is no set rate, it is worked out from what you need.
Domestic Violence Leave5 days fully paid leave
Every employee has the right to up to 5 days of fully paid domestic violence leave in any 12-month period, paid at your normal rate. It is time off to deal with the effects of domestic violence, whether that is for yourself or for a close family member: to find somewhere safe to stay, get medical help, go to court, see a solicitor or the GardaΓ­, or sort out counselling or supports. It has been law since 27 November 2023. You do not have to give evidence to your employer, and it is separate from sick leave or annual leave.
If you have been the victim of crime
Criminal Injuries Compensation Schemevouched expenses + pain and suffering
State compensation if you were personally injured as a result of a violent crime, or hurt while preventing a crime or saving someone's life. It covers your vouched out-of-pocket expenses (medical, dental, prescriptions, glasses, travel for treatment) and lost earnings, and since a 2025 court judgment it now also covers pain and suffering. You must have reported the incident to the GardaΓ­ (or GSOC/FiosrΓΊ if a Garda was involved) and apply as soon as possible, ideally within 3 months, though the Tribunal can accept a late application up to 2 years on in exceptional circumstances. No application fee, but legal costs are not reimbursed even if you use a solicitor. Apply to the Criminal Injuries Compensation Tribunal, Department of Justice, or email criminalinjuries@justice.ie.
🌳Community & rural development
Funding for rural places and projects · 14
Rural funds
LEADER programmeproject funding
EU-backed funding for rural enterprise, community and environment projects, delivered locally through Local Action Groups.
CLÁR programmesmall infrastructure
Funding for small-scale infrastructure and supports in designated disadvantaged rural areas, run each year under a set of measures.
Local Improvement Schemecouncil-funded, you pay 10–15%
Improves a private lane or back road serving homes or farms. The council covers most of the cost and you pay a small share, capped at €1,200 per household. Apply through your local authority.
Towns, villages & facilities
Town & Village Renewaltown projects
Investment to bring life back to rural towns and villages, from tackling dereliction and vacancy to new public spaces, applied for by your local authority on behalf of the community.
Local Enhancement Programme (LEP)local grants
Small capital grants for community groups and facilities, run locally by your Local Community Development Committee. It replaced the Community Enhancement Programme in 2024.
Outdoor Recreation Schemetrails & amenities
Funds walking trails, greenways, blueways and other outdoor amenities in the countryside, in tiers from €40,000 up to €500,000. Applied for by your local authority or a state body, so community groups bring the project to them.
Community Centre Investment Fund€10k–€100k
Capital grants of €10,000 to €100,000 to upgrade, refurbish and improve existing community centres.
Community Services Programmeco-funded salary costs
Co-funds salary costs for community-based social enterprises delivering local services, including a contribution toward manager posts. Administered by Pobal on behalf of the Department of Rural and Community Development and the Gaeltacht. A 2026 open call for new applicants is running, with full applications from shortlisted groups due 28 August 2026.
Sports Capital and Equipment Programmeup to €200,000
Capital grants for sports clubs and community organisations to build or improve sports facilities and buy equipment. Up to €200,000 for facilities (less on a short lease) and up to €70,000 for equipment. It runs in rounds through the OSCAR system; the next round is being run as the Community Sport Facilities Fund.
International Carding Scheme€18,000–€40,000/yr
Direct funding for Ireland's elite international athletes towards training and competition costs, from €18,000 to €40,000 a year depending on level. You are nominated through your sport's national governing body against strict performance criteria, so it is for athletes competing at European, World, Olympic or Paralympic level. There is no general grant for amateur or club-level athletes; a club can apply for facilities and equipment instead.
Public Participation Network (PPN)free to join
Every county has a Public Participation Network. It is how community, voluntary and environmental groups register to hear about local funding, have a say in council decisions and nominate representatives. Free to join. Not a grant itself, the way community groups stay connected to what is available locally.
Animal Welfare Grants Programmefunding for registered charities
Yearly funding for registered animal welfare charities in Ireland, covering the day-to-day cost of animal rescue, rehoming, veterinary care and public education. It runs annually, usually opening for applications in spring; the 2026 round has already closed, so watch for the next call.
Integration Fund€1,000–€300,000
Grants for community and voluntary groups, charities, schools, faith and cultural organisations running projects that help migrants and their new communities settle and integrate. The 2026 fund is €4.5 million across three strands: €100,000 to €300,000 over up to three years, €15,000 to €100,000 for a year, and €1,000 to €10,000 for smaller projects. Applications for 2026 close at noon on Wednesday 2 September 2026.
Community Heritage Grant Scheme€800–€25,000
Funds community and voluntary groups, such as historical societies or Tidy Towns, to care for, record and share local heritage: from conservation works on a historic building, monument or graveyard to oral history recordings, surveys, podcasts and online archives. It runs annually, usually opening in late January or February and closing in March; the 2026 round is already shut.
✈️Moving or returning to Ireland
Coming home: housing, advice and what to claim · 6
Returning to Ireland
Returning to Ireland guidefree guidance
A full guide to moving back to Ireland, covering residency, social welfare, healthcare, housing, schools and bringing your family.
Safe Home Irelandhousing help
Helps older Irish-born emigrants living in rented accommodation abroad apply for social housing in their home area when they return.
Crosscare Irish Diaspora Support Projectfree advice
Free, confidential information and advocacy for Irish emigrants returning home, on accessing services, welfare and bringing family back.
Money when you move home
Transfer of Residence relief (your car)no VRT on your car
Bring your car home and register it without paying Vehicle Registration Tax, if you lived abroad and owned and used the car for at least six months before moving back, and bring it in within 12 months.
Transfer of Residence relief (your belongings)no duty or VAT
Moving back from outside the EU, your household belongings and personal vehicles can come in free of customs duty and VAT, once you owned and used them for at least six months before the move.
Split-Year Treatmenttax relief, year of return
In the year you move back, the employment income you earned abroad before you arrived is not taxed in Ireland, but you still get the full year's tax credits.
🎭Arts, culture & music
Funding for musicians, artists and creatives · 16
Arts Council awards (music and all artforms)
Bursary Award€5,000–€20,000
Time and funding for an individual artist, musicians included, to research and develop their practice. Individuals only, not bands; normally resident in the Republic of Ireland.
Arts and Disability Connect Scheme€1,000–€15,000
Funding for artists with disabilities to develop their practice, administered by Arts & Disability Ireland on behalf of the Arts Council. Four strands: New Work (up to €15,000), a research strand (up to €5,000), Mentoring (up to €3,000) and Training (up to €1,000). Round 2 opens 10 August 2026 and closes 29 September 2026.
Agility Award€1,500–€5,000
Smaller, flexible support for an individual artist to develop their work or skills. Individuals only, not bands or groups; resident in Ireland.
Music Project Awardup to €40,000
Funds a specific music project, from live performance to recording. Open to individual artists, groups and organisations based in Ireland. Rounds open a few times a year; the July 2026 round has closed, so check the Arts Council site for the next call.
Commissions Award (Music, Opera, Festivals)up to €45,000
Funds commissioning a musician or composer to create new music or opera, or a festival commission. Music up to €17,000, opera up to €45,000.
Deis Recording and Publication Awardup to €10,000
Funds recording or publishing work in the traditional arts. Open to individuals, groups, bands and organisations.
Touring of Work Schemeno fixed maximum
Funds touring existing work across Ireland to reach more people. For individual artists and organisations based here; the grant is based on the shortfall.
Music, film and local funding
Jobseeker's Allowance for Professional Artistsactivation exemption, 1 year
Self-employed professional artists on Jobseeker's Allowance can be excused from the usual labour-market activation for their first year out of work, so that year goes into developing their practice instead. You need at least half of the previous year's income to have come from your art plus a certificate from one of the listed professional bodies. It covers visual arts, theatre, literature, music, dance, opera, film and circus.
Artists' Exemptionup to €50,000/yr tax-free
Income of up to €50,000 a year from original creative work, books, plays, musical compositions, paintings and sculptures, can be exempt from income tax if Revenue determines the work has cultural or artistic merit. It is a determination you apply for, not something automatic. Worth knowing that USC and PRSI are still due on the money.
Music Capital Schemeup to 75% of cost
Grants toward musical instruments, covering up to 75% of the cost. Separate strands for amateur groups, professional musicians and venues. You must be based or resident in Ireland.
Music Generationvaries by area
Ireland's national music education programme for children and young people. Subsidised performance music tuition across many instruments and styles, run locally through Music Education Partnerships. What is on offer and what it costs depend on your area.
Culture Ireland Regular Granttravel costs
Helps Irish professional artists and musicians present work abroad, covering travel, freight and accommodation. For performing outside Ireland, not into it; you need a confirmed international presenter.
Basic Income for the Arts€325/week
A weekly payment of €325 for professional artists and creative arts workers, now a permanent scheme after the 2022 pilot. It runs in three-year cycles for 2,000 recipients, chosen by random selection from eligible applicants. Applications for the 2026 to 2029 round opened in April 2026 and have since closed, so this round is full. Watch for the next application window.
Music From Irelandshowcase + travel support
Showcase slots and travel support for Irish acts playing major international music festivals. You need an invitation from the festival first.
Screen Ireland fundingdevelopment & production
Development and production funding for film, TV drama, animation and documentary. Mainly for Irish-registered production companies.
Local authority arts grantsvaries by county
Your county or city council's arts office runs its own grants, bursaries and awards for local artists. Amounts and deadlines vary; you usually need to live in the area.
πŸ”‘Renting a home
Help with the cost of renting · 12
Renting supports
Rental Accommodation Scheme (RAS)income-based rent
If you have been on Rent Supplement for 18 months or more the council sources longer-term rented housing for you and you pay a rent based on your income. The big difference from Rent Supplement is that you can take a full-time job and stay on RAS, with your rent simply recalculated.
Local Authority Tenant in Situ Schemecouncil buys, you stay
If you rent privately with HAP or RAS and your landlord is selling up, your council can buy the home and keep you in it as their tenant. You need a valid notice of termination given because the landlord plans to sell, a risk of homelessness, an RTB-registered tenancy and the property in the social housing support system for two years or more. This is the HAP and RAS route, separate from the Cost Rental Tenant in Situ Scheme for renters on neither payment.
Dublin RAS Pilot Schemeup to 100% market rent
Launched in June 2026 across the four Dublin councils for owners of vacant or newly built properties: the council pays you a guaranteed monthly rent directly, at up to 100% of market rent, on contracts of up to 8 years while the home houses social housing tenants, and the rent keeps coming even during vacancy periods. Dublin City Council leads it.
Residential Premises Rental Income Reliefup to €1,000/yr
Individual landlords renting out residential property might qualify for relief worth up to €1,000 in 2026 and 2027, up from €600 in 2024 and €800 in 2025. It is capped at 20% of your rental income, and there is a clawback: sell up or stop letting within 4 years of your first claim and Revenue takes it back.
Pre-Letting Expenses Deductionup to €10,000 per property
If you are doing up a property that has sat empty for 6 months or more, you can deduct up to €10,000 per premises of the costs of getting it ready, repairs, advertising and the like, against your rental income. The scheme runs to the end of 2027. Same catch as the other landlord reliefs: stop letting within 4 years and it is clawed back.
Deduction for Retrofitting Expenditureup to €10,000 per property
Landlords who get an approved SEAI retrofitting grant can also deduct up to €10,000 per premises against rental income, so you get the grant and a tax deduction on what you spent yourself. It covers works from 2023 to 2028, and from 2026 you can claim it on up to 3 properties, up from 2. The deduction is your spend net of the grant.
Rent Tax Creditup to €1,000 / €2,000
A tax credit worth 20% of your rent, up to €1,000 a year, or €2,000 for a jointly assessed couple, for the 2024 to 2028 tax years. For renting your home, a place for work or an approved course, or a child's digs.
Housing Assistance Payment (HAP)council pays your landlord
If you rent privately and qualify for social housing support, your council pays the rent to your landlord and you pay a small weekly amount based on your income.
Rent Supplementshort-term rent help
Short-term help with private rent if a drop in income means you can no longer afford it. Mostly for short-term cases now; longer-term renters are pointed to HAP. There is also a fast-track route for anyone leaving domestic abuse: if you are referred by Tusla, a Tusla-funded service, the GardaΓ­ or the HSE, you can get Rent Supplement straight away with no means test for the first 3 months (extendable to 6), so money is not the reason you cannot leave. After 6 months you can apply to your local authority for longer-term help like HAP.
Homeless Emergency Accommodationemergency accommodation
If you are homeless or at risk of homelessness right now, your local authority can assess your needs and, where possible, provide emergency accommodation, including family hubs for families with children. Contact your local authority's housing or homeless section directly.
Rent a Room Reliefup to €14,000 tax-free
If you rent out a room in your own home, you can earn up to €14,000 a year tax-free. The limit includes any money for food, laundry or utilities.
Accommodation Recognition Payment€600/month tax-free
A tax-free monthly payment for hosting people from Ukraine with Temporary Protection in your home or a property you own, for 6 months or more, with no rental agreement in place. Currently €600 a month per property, dropping to €400 a month from September 2026, and the scheme has been extended to 31 March 2027. Since 3 March 2026 new applications are not accepted for properties that were registered with the RTB at any time since 4 March 2022. The payment is ignored for most means tests, including Fuel Allowance and the Living Alone Increase.
πŸ’·Tax credits for your job
Credits and reliefs tied to your work or sector · 8
Sea and defence work
Fisher Tax Credit€1,270/yr
A tax credit of €1,270 a year for a fisher, employed or self-employed, who spends at least 80 days at sea in the tax year on an EU or UK registered fishing vessel. Claimed through Revenue myAccount.
Sea-going Naval Personnel Tax Credit€1,500/yr
A tax credit of €1,500 a year for permanent members of the Irish Naval Service who spend at least 80 days at sea on a naval vessel in the tax year. It runs for the years 2021 to 2029.
Seafarers' Allowance€6,350/yr
An income tax allowance of €6,350 a year for seafarers who work at least 161 days at sea on a qualifying international voyage in the tax year, set against the employment income earned on board.
Employer perks & remote work
Flat Rate Expensesset amount per job
If you work in one of the listed occupations, nurses, teachers, tradespeople, physiotherapists and many more, Revenue lets you deduct an agreed amount each year for things like uniforms, tools and registration fees. You claim it in myAccount and you do not need receipts, because the amount for your job is already agreed. Most people miss that you can go back over the current year and the previous 4.
Transborder Workers' Reliefcuts your Irish tax
If you live in Ireland but commute daily or weekly to a job in another country and pay tax there, this reduces your Irish tax so that in effect only your non-foreign income is taxed here. It is the classic relief for cross-border workers going north. One thing to watch: if you claim this, you cannot also claim a credit for the foreign tax you paid.
Small Benefit Exemptionup to €1,500/yr tax-free
Lets your employer give you up to €1,500 a year in non-cash benefits (vouchers, gift cards) tax-free, across up to 5 individual benefits a year. This is an employer decision, not something you apply for yourself, but worth knowing about if you're negotiating pay or benefits.
Remote Working (e-Working) Relief30% of apportioned costs
If you work from home for all or part of your time, you can claim tax relief on 30% of your apportioned heating, electricity and broadband costs for the days you worked from home. Alternatively, your employer can pay you €3.20 a workday tax-free instead, without you needing to claim anything through Revenue.
Foreign Earnings Deductionup to €50,000 tax relief
Tax relief for employees who travel for work to certain qualifying countries, worth a deduction of up to €50,000 of income (raised from €35,000 from 1 January 2026). You need at least 30 qualifying days abroad in a 12-month period. Philippines and Turkiye were added to the qualifying-country list from 2026.

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